Taurus, Backed by Deutsche Bank, Begins Tokenizing German SME Loans
Crypto

Taurus, Backed by Deutsche Bank, Begins Tokenizing German SME Loans

The partnership between Teylor, a fintech lending platform based in Zurich that specializes in the German SME market, and Taurus, a Swiss crypto custody firm supported by Deutsche Bank (DBK) adds to the growing trend of tokenized assets.Teylor’s credit portfolio tokens, which were supervised by the legal firm Allen and Overy, are eligible to trade on Taurus’ TDX platform for secondary market transactions, the firms announced on Thursday.

Lamine Brahimi, a co-founder of Taurus, claims that the tokenization procedure is consistent with European and Swiss rules and uses an investment vehicle established in Luxembourg.In the next two weeks, certain institutional investors will make “landmark” investments in the tokenized debt product for the German SME sector, according to Brahimi, who made this announcement in an interview.

“TDX market is Taurus’ other business besides custody, and we have done 20-plus transactions,” Brahimi said. “These include tokenized equity, debt, structural products and art. In terms of notional value, it’s over $1 billion so far.”

It is hardly unexpected that crypto-friendly Switzerland is treating a variety of asset classes to institutional-grade blockchain technology given the explosive growth of tokenization in traditional banking worldwide.

Investors like U.K. bank Barclays (BARC) support Teylor, which provides loans to Germany’s thriving Mittelstand economy ranging from 100,000 euros ($109,000) to 1.5 million euros ($1.6 million).According to CEO Patrick Stäuble’s statement in an interview, the fintech company provided loans totaling slightly under $25 million last month.

“We give loans to businesses that make usually between five and 50 million revenues, that are kind of maybe a little bit too big for a bank branch, and a little bit too small for a corporate finance department,” Stäuble said. “The loans we are going to tokenize will be for fantastic German businesses, everything from industrials, chemicals and precision machinery to import/export.”